Study Good Shepherd Microfinance’s distribution to your Senate’s Inquiry into Australia’s General Insurance business.

Our distribution covers: – Good Shepherd Microfinance’s Good Insurance system – Education and advocacy for individuals on low incomes – Challenges and solutions for the ‘barriers to entry’ for insurance coverage to individuals on low incomes – Future opportunities to expand the Good Insurance Program

Money Ready Toolkit

In collaboration with all the Queensland Government, Good Shepherd Microfinance produced the cash Ready Toolkit to help individuals prepare, react and get over the monetary effect of normal catastrophes. It really is a valuable resource for Queenslanders and anyone residing in catastrophe prone areas.

The Toolkit provides information and tools on planning, responding and coping with normal and human-made catastrophes.

Take control: credit scoring and millennials

This report investigates the information and attitudes of millennials towards credit.

As Australia’s credit framework that is reporting, we think about the future implications of the modifications for millennials, policy manufacturers and industry.

Our findings expose valuable insights from more youthful Australians towards their credit rating, as well as on handling expenses as a whole.

Collective actions, leading modification

The launch report of this Financial Inclusion Action Arrange (FIAP) program, ‘Collective actions, leading change’, describes the thinking, design and anticipated effect regarding the system. In addition it includes the commitments produced by initial twelve organisations to take part in this program.

Pathways to Resilience: the Financial Inclusion Continuum and mobility that is economic

In Australia, around 3.1 million individuals (16.9percent of grownups) lack use of safe, appropriate and affordable products that are financial solutions such as for instance bank reports, credit and insurance coverage 1.

The monetary addition continuum provides Good Shepherd Microfinance using the framework to take into account and guide an awareness of y our consumers additionally the types of help they could need certainly to be economically included.

Writeup on revenue commissions

Good Shepherd Microfinance, customer Action Law Centre and Financial Rights Legal Centre have made a submission that is joint reaction to the Australian Bankers’ Association’s regards to Reference paper ‘Independent summary of revenue commissions and product based re payments’.

The submission covers: – exactly exactly How payment and product based re payment systems affect lending and sales methods – The negative nature of sales-staff behavior as outcome of income commissions and product based re payments – Ethical banking training – situation studies drawn from Consumer’s Federation of Australia, outlining the ongoing issues no credit check payday loan Minnesota that customers encounter with Consumer Credit Insurance – Customer-focused banking training as a focus of economic addition

Everyone Requirements a Savings Buffer

Good Shepherd Microfinance presented an answer to Financial Counselling Australia’s everyone else Needs a Savings Buffer assessment paper.

Analysis demonstrates that having a cost savings buffer is a vital necessity when it comes to capability to deal with monetary shocks and develop resilience that is financial.

Our reaction addresses a few concerns set call at the assessment paper, browse the report right right here:

Pathways to resilience: The effect of economic conversations regarding the monetary convenience of NILS candidates

Read our ‘Pathways to Resilience’ research report which centers on the effect that economic conversations – a core element of our NILS Program made available from Good Shepherd Microfinance and community lovers – is wearing building capability that is financial our customers.

Topics typically talked about into the conversations between consumers consist of: cost management, avoiding bank costs, handling bills and also the high price of fringe financing. The conversations are created to provide a mix of help, information, and good reinforcement to folks who are trying for help.

Working together for better housing and sustainable communities

Study Good Shepherd Microfinance’s distribution regarding the Queensland Government’s ‘Working together for better housing and sustainable communities’ conversation paper.

Our distribution shows an amount of possibilities to allow individuals to determine and realise social and wellbeing that is economic including: – Leveraging current sites and positioning between monetary and housing services – using action on personal leasing sustainment – following through on house ownership – Financial Inclusion Action Plans – Mitigating the impacts for the increasing price of power – Improving use of and flexibility of mortgage services and products

Victorian Gender Equality Strategy Consultation Paper

Study Good Shepherd Microfinance’s distribution from the Victorian Gender Equality Strategy Consultation Paper. Our distribution features the ongoing work our company is doing to improve sex equality in Victoria, and makes lots of tips about advancing sex equality.

The submission covers: – secure and affordable monetary choices for females – Micro-enterprise development for females business owners – Raising knowing of economic punishment – Financial Inclusion Action Plans – Encouraging sex equality as time goes on of superannuation – Transitions to house ownership – Good Shepherd Microfinance’s Good Insurance Program

Australian Government’s Low-cost Housing Working Group

Good Shepherd Microfinance produced distribution into the Australian Government’s low-cost Housing performing Group. Our distribution recognises the product range of viable housing initiatives designed for consideration and shows the primary part of Good Shepherd Microfinance in supplying trusted, client-focused, community-led help for individuals on low incomes. Read here for lots more: